SCOTIA HOLDINGS PLC: Mortgages

The attached schedule includes covenants by restrictions on the company which protect and further define the charges and which together with further warranties and undertakings in the security must be read as part of the charges created. Charged rights means all and any of the patents patent application and other rights causes of action and interests assured assigned or charged. Patent includes utility models. The patents- country of registration-usa, breif description-calcium excretion, patent number-5318991. Country of registration-south africa, breif description-calcium excretion, patent number-92/3915. Country of registration-taiwan, brief description-calcium excretion, patent number-N1-60818.. See the mortgage charge document for full details.

All the united kingdom registered trade marks listed in the schedule to form 395 under registration no's 291863, 92993 and DD652750 (and as further defined), and all other united kingdom registered trade marks presently belonging to or acquired by the company in the future; all the united kingdom applications for trade marks presently belonging to or acquired by the company in the future; all present and future rights and causes of action in respect of infringement of any of the rights referred to above; all non-united kingdom trade marks (as defined on form 395) all rights in passing off and all goodwill of the business of the company present and future; all licences and benefits of licences. See the mortgage charge document for full details.

All the patents including untility models and rights in inventions as further defined in the schedule hereto together with all other patents and rights in inventions and the full benefit of all rights attaching to the same and the benefit of any licences under the charged rights. See the mortgage charge document for full details.

All the patents and rights in inventions presently belonging to or hereafter acquired by or belonging to the company throughout the world. See the mortgage charge document for full details.

All the inventions and patents listed in the schedule to form 395 all the applications for patents listed in the schedule all present and future rights and causes of action whenever and wherever accrued during the subsistence of the security and all rights and interest of the company howsoever arising during the subsistence of the security please refer to form 395 and continuation sheet for full details.

The company as beneficial owner assigns to the bank:-a)all the inventions and patents presently belonging to or hereafter acquired by or belonging to the company during the subsistence of the security throughout the world.b)all the applications for patents listed in the schedule hereto,together with all other applications for patents both present and future made by the company.c)all present and future rights and causes of action whenever and wherever accrued.. See the mortgage charge document for full details.

"Charged rights" means all patents,patent applications and other rights "patents" means U.K. letters patent or the equivalent in other local jurisdictions. See the mortgage charge document for full details.

Fixed and floating charges over the undertaking and all property and assets present and future including goodwill bookdebts uncalled capital buildings fixtures fixed plant and machinery.

All right title & interest in & to all sums payable under the insurance as from time to time varied or extended & the benefit of all powers & remedies.

All patents & application for patents as described in the first & second schedule to the form 395 first fixed charge on all rights & interest (for full details refer to doc M395 ref M413C).

See form 395 ref M512C for full details. Fixed and floating charges over the undertaking and all property and assets present and future including goodwill bookdebts uncalled capital buildings fixtures fixed plant and machinery.

(See form 395 tc ref M85 for full details). Fixed and floating charges over the undertaking and all property and assets present and future including goodwill bookdebts uncalled capital buildings fixtures fixed plant and machinery.

£9,375.

(Please refer to form M395 ref M609C for full details). Fixed and floating charges over the undertaking and all property and assets present and future including goodwill bookdebts uncalled capital buildings fixtures fixed plant and machinery.

Please see doc M21. Fixed and floating charges over the undertaking and all property and assets present and future including goodwill bookdebts uncalled capital buildings fixtures fixed plant and machinery.

A specific equitable charge on all f/h & l/h properties and the proceeds of sale thereof. Fixed and floating charges over the undertaking and all property and assets present and future including goodwill bookdebts.